Credit cards like American Express, Master and Visa are accepted at major hotels, shops, and restaurants how ever they are not popularly used in Nepal. Payment in hotels, travel agencies, and airlines are made in foreign exchange. Remember to keep your foreign exchange encashment receipt while making foreign exchange payments or transferring foreign currency into Nepali rupees.
The receipts may be needed to change left-over Nepali currency into hard currency before leaving the country. However, only 10 percent of the total amount may be converted by the bank. ATM is widely in use in Kathmandu. If you go to corner shop and want to have street shoping experience you are advised to get some change of nepali currency which you can easily exchange in the major banks of Nepal or you can go to the beureau de changes in the street of Thamel however you wont get this kind of facilities in trekking area and rural villages besides in banks. You can exchange your travel money in any banks in kathmandu.
You might also face a bit difficulties to use your credit cards in small shops as bank notes in nepali currency are popularly used on the shops.
Major banks, hotels and exchange counters at Tribhuvan International Airport provide services for exchanging foreign currency.Exchange rates are published in English dailies such as The Rising Nepal, The Kathmandu Post and The Himalayan Times. Nepali currency notes are found in denominations of Rupees 1000, 500, 100, 50, 20, 10, 5, 2 and 1. Coins are found in denominations of Rupees 5, 2 and 1. One rupee equals 100 paisa.
Kathmandu
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